FREQUENTLY ASKED QUESTIONS 1. WHY SHOULD I READ THE NOTICE? 2. WHAT IS THIS LITIGATION ABOUT? 3. HOW DO I KNOW IF I AM A CLASS MEMBER? 4. WHAT IS THE MONETARY VALUE OF THE PROPOSED SETTLEMENT? 5. WHAT IS THE PROPOSED PLAN OF ALLOCATION? 6. DO I NEED TO CONTACT CLASS COUNSEL IN ORDER TO PARTICIPATE IN DISTRIBUTION OF THE SETTLEMENT FUND? 7. THERE WILL BE NO PAYMENTS IF THE STIPULATION IS TERMINATED. 8. WHAT ARE THE REASONS FOR SETTLEMENT? 9. WHO REPRESENTS THE CLASS? 10. HOW WILL THE PLAINTIFF’S LAWYERS BE PAID? 11. CAN I EXCLUDE MYSELF FROM THE SETTLEMENT? 12. CAN I OBJECT TO THE SETTLEMENT, THE REQUESTED ATTORNEYS’ FEES AND EXPENSES, THE REQUESTED PAYMENT OF COSTS AND EXPENSES TO PLAINTIFF AND/OR THE PLAN OF ALLOCATION? 13. WHAT IS THE DIFFERENCE BETWEEN OBJECTING AND EXCLUDING MYSELF FROM THE SETTLEMENT? 14. HOW CAN I GET A PAYMENT? 15. WHAT CLAIMS WILL BE RELEASED BY THE SETTLEMENT? 16. THE FINAL APPROVAL HEARING 17. HOW DO I OBTAIN ADDITIONAL INFORMATION? 18. SPECIAL NOTICE TO BANKS, BROKERS, AND OTHER NOMINEES